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The loan can be utilised for the general consumption purpose. Group members have to meet different financial needs and they should be given adequate financial help. Considering the ever growing need of this product, Shalom has also evolved a credit delivery mechanism for this segment.
In this case also the loan requirement will differ from member to member. Depending upon the different needs, Shalom used to provide Rs.3,000 to Rs.8,000 as general loan. The interest rate is 12% and duration of the loan is one year. Like other loans, loanees have to pay 3% processing fee.
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